For some time, millions of residents of Washington state have been discussing a potentially large payment related to Cash App. Now, the situation has become much clearer. Cash App’s parent company, Block Inc., has agreed to a proposed class-action settlement of $12.5 million. This means eligible residents could receive between $88 and $147.
This case is not just about a simple payment; it’s about digital privacy and consumer rights. The settlement aims to compensate those who received unsolicited promotional text messages.
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Why and How Did This Case Begin?
The legal dispute, known as Bottoms v. Block Inc., alleged that Cash App used its “referral feature” to send automated text messages inviting people to join the app.
Washington state has strict laws regarding electronic communication. According to state regulations, sending automated messages to residents without prior consent is considered a violation of privacy laws. The lawsuit claimed that Cash App violated these regulations.
Although Block Inc. has not admitted any wrongdoing, the company decided it was better to accept the settlement to avoid a lengthy and costly trial.
Why is Cash App Making This Payment?
The main reason for this settlement is Cash App’s feature that encourages users to invite their friends to the app. The allegation was that this process, in many cases, involved automated text messages sent without the recipient’s explicit consent.
Washington state law considers such unsolicited messages illegal. This is why the company faced a legal challenge. Through the settlement, the company is not only mitigating legal risk but also paving the way to avoid similar problems in the future.
Who is Eligible for the Cash App Settlement?
Not everyone will benefit from this $12.5 million settlement fund. Several eligibility requirements have been established:
- The first requirement is that your phone number must be registered in Washington state.
- The second requirement is that you must have received an unsolicited invitation text message from Cash App.
- This message must have been sent between November 14, 2019, and a date to be determined by the court.
If you meet these requirements, you will be considered part of this class action settlement. Initial estimates suggest that approximately 2 million phone numbers may be covered by this settlement.
How much money could you receive?
According to financial experts, the per-person payment could range from approximately $88 to $147. However, this amount is not fixed. The final payment will depend on how many people actually file claims.
The settlement fund will first be used to cover administrative costs, attorneys’ fees, and payments to the lead plaintiffs who initiated the case. The remaining funds will then be distributed among eligible claimants.
If a large number of people file claims, the per-person payment may decrease. Conversely, if fewer people come forward, the payment amount could increase.
When and how will claims be filed?
As of December 2025, the official claims website for this settlement has not yet launched. The case is still in the final court approval stage. Once the judge finalizes the settlement, an official website will be launched.
Eligible individuals will be notified of this process. Those with email records on file with the company will receive notice via email. Some individuals may also receive notification by mail.
To simplify the claims process, the settlement administrator may offer several payment options, such as checks, PayPal, Venmo, or direct electronic transfer to a bank account.
Key Settlement Facts at a Glance
| Category | Details |
|---|---|
| Total Settlement Amount | $12.5 Million |
| Estimated Payment | $88 to $147 per person |
| Eligible Individuals | Residents of Washington State |
| Reason for the Case | Unauthorized spam text messages |
| Claim Status | Awaiting final court approval |
| Payment Methods | Check, PayPal, Venmo, Bank Transfer |
Important Precautions for Claimants
This case involves violations of Washington’s Consumer Electronic Mail Act. Block Inc. has agreed to pay $12.5 million without admitting any wrongdoing. Please note that all information related to the settlement will only be provided on the official and court-approved website. Be wary of any unfamiliar links, messages, or calls. Fake websites and scams are rampant in cases like this.
If you are eligible, this settlement could provide you with a small but significant financial benefit and is also a major step towards strengthening digital privacy rights.
Final Thoughts
This Cash App class action settlement is about more than just money. It sends a message to millions of people that their privacy matters. If you are a resident of Washington state and received an unsolicited text message from Cash App, be sure to keep an eye on this settlement in the coming months.
By staying informed, filing your claim on time, and using official sources, you can safely and securely benefit from this settlement.
FAQs
Q. Who is eligible for the Cash App settlement?
A. Washington State residents who received unsolicited Cash App text invitations during the eligible period may qualify.
Q. How much money can eligible users receive?
A. Estimated payouts range from $88 to $147 per person, depending on the number of approved claims.
Q. Do I need to apply to get the settlement payment?
A. Yes. You must submit a claim once the official court-approved claims website goes live.
Q. When will the payments be sent out?
A. Payments will be issued after the court gives final approval and claims are processed.
Q. How will the settlement money be paid?
A. Payments may be sent via check, PayPal, Venmo, or direct bank transfer, depending on the option you choose.
