$147 Cash App Payouts: If you’ve received a text from Cash App, chances are you’ve heard about the $12.5 million class action settlement and the potential payout of up to $147. This settlement comes as a result of a lawsuit filed against Cash App for sending unsolicited referral texts to users in Washington state without their consent. In this article, we’ll break down the key facts, how you can determine if you’re eligible for a payout, and answer any questions you might have.
Table of Contents
$147 Cash App Payouts
The $12.5 million Cash App settlement provides an opportunity for Washington state residents who received unsolicited referral texts from Cash App to claim compensation. If you received one of these messages and meet the eligibility requirements, you could be entitled to a payout of up to $147. Be sure to file your claim before the October 27, 2025 deadline. Don’t miss out on your chance to receive compensation for receiving those unwanted texts.
| Topic | Details |
|---|---|
| Settlement Amount | $12.5 million |
| Eligibility Criteria | Must have received an unsolicited referral text from Cash App between November 14, 2019, and August 7, 2025, and be a resident of Washington state |
| Payout Amount | Estimated $88 – $147 per claimant, depending on the number of claims |
| Deadline | October 27, 2025 – for submitting claims |
| Payout Distribution | Once court approval is granted and claims are processed |
| Official Website for Claims | Cash App Settlement |
What is the $147 Cash App Payouts?
The $12.5 million class action settlement is a legal resolution between Cash App (a financial services platform owned by Block, Inc.) and individuals who received unsolicited referral text messages. These texts, which promoted Cash App’s referral program, allegedly violated consumer protection laws, specifically in Washington state.
This settlement, while not admitting any wrongdoing by Cash App, was put in place to compensate people who received these messages without giving their clear consent. The lawsuit focused on a feature within Cash App that sent automated text messages to users, encouraging them to invite friends to join the platform in exchange for a cash reward. The company was accused of sending these texts without obtaining explicit consent from recipients. This article will guide you through everything you need to know, from understanding your eligibility to claiming your share of the payout.
Understanding Class Action Settlements
Before we dive deeper, let’s quickly break down class action lawsuits and how they work. A class action is a lawsuit filed on behalf of a group of people who are affected by the same issue. In this case, the group is anyone who received an unsolicited referral text from Cash App in Washington state. If the court finds in favor of the plaintiffs (the people who filed the lawsuit), the company may agree to a settlement to compensate those affected — without admitting fault.
Class action lawsuits are often an efficient way for large groups of people to seek justice when individual legal action would be too costly or difficult. Instead of each person hiring their own lawyer and going to court, a group of individuals can join forces and collectively hold the defendant accountable.
The goal of such settlements is to make the affected individuals “whole” again. This means compensating them for any potential harm caused by the company’s actions, even though the company may not have caused any direct damage.
Why Cash App Settled the Case?
You may be wondering why Cash App chose to settle the case instead of fighting it in court. The decision to settle in class action lawsuits is often made to avoid the uncertainty and high costs of a trial. Cash App likely chose this route because, although it denied any wrongdoing, settling helped avoid a lengthy and expensive legal battle.
The settlement also provides a way for those affected by the unsolicited texts to receive compensation, even if they were never directly harmed by the messages. This is common in class action settlements — they are designed to benefit a large group of people who may have been impacted in various ways by the defendant’s actions.
Additionally, a settlement allows Cash App to move forward with its business operations without the uncertainty of a protracted lawsuit. While it might not have admitted to any wrongdoing, resolving the issue quickly likely made sense for the company to avoid further legal complications.
Who is Eligible for the $147 Cash App Payouts?
You might be wondering, “Do I qualify for a payout?” Here’s how you can check:
1. Did You Receive an Unsolicited Referral Text?
To be eligible, you must have received an unsolicited Cash App referral text. These messages were part of Cash App’s “Invite Friends” feature. Essentially, Cash App sent texts encouraging you to join their service, even if you didn’t opt into the program.
2. Were You a Washington State Resident?
Eligibility for the settlement is limited to Washington state residents. If you live in another state, unfortunately, you’re not eligible for the payout, even if you received the message. The case only applies to people residing in Washington during the time frame of the violation, which spanned from November 14, 2019, to August 7, 2025.
3. Was Your Consent Not Clearly Obtained?
This means you did not affirmatively agree to receive these marketing texts. If you didn’t sign up for referral communications or didn’t give your consent, then you are more likely to qualify for the payout. Cash App’s system was alleged to have sent texts without clear, affirmative consent, which forms the basis for the settlement.
How Much Can You Expect from the Settlement?
The estimated payout is between $88 and $147, depending on how many people file claims. If fewer people submit claims, the payout per claimant may increase. However, if many people claim their share, the amount may decrease.
The payout amount will be determined after all claims are submitted and approved. It’s important to note that this is an estimate. The final payout depends on the total number of claims received. For example, if only 50,000 claims are submitted, each claimant may receive closer to the maximum of $147. If 500,000 claims are filed, the payout could drop to $88.
Step-by-Step Guide to File a $147 Cash App Payout Claim
Now that you know the basics of the settlement, here’s how to file a claim and potentially receive your payout:
Step 1: Verify Your Eligibility
First, make sure you meet the eligibility criteria (receiving an unsolicited text from Cash App between November 14, 2019, and August 7, 2025, and being a resident of Washington state). You’ll need to confirm that you meet these criteria to proceed with your claim.
Step 2: Visit the Official Settlement Website
Go to the official Cash App settlement website, which is Cash App Security Settlement. This website provides all the details on the settlement and includes a claim form you can fill out. It’s essential to use the official website to ensure you’re submitting your claim correctly.
Step 3: Submit Your Claim
Once on the website, you’ll find a simple form to fill out. You’ll need to provide basic details such as:
- Your name
- Your contact information
- Whether you were a Cash App user or just received the text
Fill out the form carefully and submit it online. You’ll also be able to select your preferred payout method (direct deposit, check, or digital payment).
Step 4: Wait for Processing
Once your claim is submitted, it will be reviewed. Payments will be issued after final court approval and when the settlement administrator has finished processing all the claims. This process may take several months, so don’t expect an immediate payout. However, you can check the status of your claim on the official website.
Step 5: Check Your Payment
After everything is processed, you’ll receive your payout through the method you selected. Keep an eye on your email and bank account for the payment notification.
How to Protect Yourself from Unsolicited Messages?
While this settlement is about unsolicited texts from Cash App, it’s important to stay vigilant about unsolicited messages in general. Here are a few tips to protect yourself from unwanted texts:
- Don’t share your phone number carelessly. Many companies and apps will use your number for marketing purposes if it’s shared with them. Be mindful when providing your phone number to websites, apps, or businesses.
- Opt-out: Whenever you sign up for a service or product, always check for an option to opt-out of receiving promotional messages. This will help prevent future unwanted contact.
- Use a spam blocker: Many phones have built-in spam protection, and third-party apps can help block unsolicited texts. Apps like Truecaller and Hiya offer robust spam protection.
- Report: If you receive unsolicited marketing messages, you can report them to your carrier or use the “report spam” option in your text message app. Many mobile providers offer tools to help block these messages at no cost.
- Check your privacy settings: Many apps, including Cash App, give users control over their privacy preferences. Be sure to review these settings regularly to make sure your data is being used the way you want.
What Happens If You Don’t File a Claim?
If you don’t file a claim for this settlement, you won’t receive any payout. In class action settlements, the payout is typically available only to those who submit claims within the provided deadline. If you skip filing a claim, you’ll forfeit your opportunity to claim compensation, even if you were eligible.
It’s essential to take action before the October 27, 2025 deadline. Missing the deadline means you will no longer be eligible for compensation. While the payout might seem small, it’s still an opportunity to receive something for being affected by an unsolicited marketing campaign.
A Word on Privacy
This case highlights the importance of privacy when using any digital platform. Cash App’s failure to get clear consent for the referral texts raised concerns about data privacy and consumer protection. Always read privacy policies and terms of service to understand how your data will be used.
In the digital age, your personal information is valuable, and companies collect and use it in ways that may not always be transparent. It’s important to stay informed and make sure your privacy preferences are set the way you want them.
$33 Million Wells Fargo Settlement: Who Qualifies for the Subscription Billing Payout?
Cash App $12.5M Settlement: $147 Payments and Eligibility Details
23andMe Data Breach Class Action Settlement – Apply to Claim $100-$10,000, Check Eligibility
