$147 Cash App Payout: If you’ve heard people talking about a $147 Cash App payout and wondered what all the fuss is about — yes, it’s completely legit. This isn’t another scam or social media rumor. It’s part of a $12.5 million class action settlement reached with Block, Inc., the parent company of Cash App, after they were sued for allegedly sending unsolicited text messages to consumers. Let’s walk through what happened, who gets paid, how to claim your share, and what this means for you, even if you’re not directly impacted. Whether you’re a legal professional, a tech-savvy millennial, or just a regular user trying to understand what’s going on — we’ve got you covered.
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$147 Cash App Payout
he Cash App settlement is a reminder that your phone number, your data, and your digital privacy are worth protecting. Even companies you trust can make mistakes — and when they do, there are systems in place to hold them accountable. Whether you received your payout or not, you’ve now got the tools to:
- Protect yourself from unwanted texts
- Recognize real legal settlements
- Advocate for better data practices from tech companies
This case might be about Cash App today — but it’s also about setting the tone for how digital companies treat your consent tomorrow.
| Item | Details |
|---|---|
| Settlement Total | $12.5 million |
| Payout Per Person | Estimated $88–$147 (varies by number of claims) |
| Eligibility | Washington residents who received Cash App promo/referral texts without prior consent |
| Relevant Period | November 14, 2019 – August 7, 2025 |
| Claim Deadline | October 27, 2025 (has passed) |
| Official Website | https://www.cashappsecuritysettlement.com |
| Payment Methods | ACH bank deposit, PayPal, Venmo, or mailed check |
| Status | Payments pending; valid claims under review |
What Led to the $147 Cash App Payout?
Let’s rewind for a second. Between 2019 and 2025, Cash App users were encouraged to invite friends via SMS using a built-in referral tool. It was simple: send a referral, earn a bonus. But the lawsuit filed in Washington State alleged that some people received those texts without ever giving consent — a potential violation of state privacy laws.
The two main laws cited in the case were:
- Washington’s Commercial Electronic Mail Act (CEMA)
- Washington’s Consumer Protection Act (CPA)
These laws are designed to protect consumers from unwanted marketing, especially via text messages and email. Even if a friend sent you the message through the app’s referral feature, the company still has responsibilities to prevent unsolicited communication.
Block, Inc. denied wrongdoing but agreed to settle to avoid the costs and risks of continued litigation.
Why This Case Is Important?
This lawsuit goes beyond just Cash App. It touches on broader issues like digital privacy, automated marketing, and consent. In today’s always-connected world, companies are under growing pressure to respect how they use your personal information — especially your phone number.
The decision also reinforces that even “indirect” promotions — like a friend inviting you — need to meet privacy standards.
What Is a Class Action Lawsuit?
For those new to legal lingo, a class action lawsuit is when one or more people sue on behalf of a larger group (called a “class”) that has experienced similar harm.
In this case, the “class” includes Washington residents who received Cash App referral or promotional messages without giving consent.
Class actions are great for resolving widespread problems that might not justify individual lawsuits but deserve justice as a group. It also puts pressure on companies to comply with the law across their entire user base.
Who Qualifies to Get the $147 Cash App Payout?
Let’s be specific. You’re potentially part of the class — and therefore eligible for payment — if all the following apply:
- You were a resident of Washington State at the time you received the message.
- You received one or more Cash App promotional or referral text messages.
- The text was sent between November 14, 2019, and August 7, 2025.
- You did not provide explicit consent to receive such messages.
Even if you never signed up for Cash App, receiving the message without your permission could make you eligible.
How Much Can You Get?
According to the official site and legal documents, the maximum payout per person is approximately $147, depending on the total number of valid claims. Here’s how it breaks down:
- The $12.5 million fund is used to pay:
- All valid class member claims
- Attorneys’ fees and expenses
- Settlement administration costs
- Service awards to the lead plaintiffs
After those deductions, the remaining amount is split evenly among all eligible claimants.
If fewer people file, the amount per person goes up. If many file, the amount shrinks. It’s not a fixed amount per person but an estimated range.
How to Claim $147 Cash App Payout (If You Did Already)
The claim deadline — October 27, 2025 — has passed. But if you did file a valid claim, here’s how the process works:
1. Visit the Official Site
Go to https://www.cashappsecuritysettlement.com. This is where all updates are posted, including payment dates and court approvals.
2. Check Your Claim Confirmation
When you submitted your claim, you should have received a confirmation number via email or screen. Save it. If the administrator needs more info, they’ll reach out.
3. Wait for Final Approval
Class action settlements often take months after the claim period closes. Why? Because the court has to:
- Review and approve all claims
- Finalize the payout calculations
- Process payments securely
4. Monitor Your Payment Method
Depending on what you selected (ACH, PayPal, mailed check), monitor your account or mailbox.
Privacy Tips: How to Protect Yourself Going Forward
Even if you missed this payout, here are practical ways to guard your personal data from unwanted marketing or future lawsuits:
- Don’t auto-share contacts when signing up for apps
- Read terms and conditions — especially regarding marketing permissions
- Use alternative phone numbers via Google Voice or burner apps for testing new services
- Unsubscribe and opt-out of texts you didn’t ask for
Other Big Tech Settlements You Should Know About
This isn’t the only case of its kind. Here are other recent settlements where everyday consumers got paid:
- Facebook – Paid $650M in Illinois over biometric data usage
- Google – Settled for $23M for sharing user search data with advertisers
- TikTok – Agreed to pay $92M for mishandling children’s data
What Happens to Unclaimed Funds?
Not everyone who qualifies claims their money. So what happens to the leftover cash?
Per the settlement agreement, unclaimed funds may:
- Be redistributed among approved claimants
- Be allocated to cy pres recipients — non-profits or legal aid organizations chosen by the court
This ensures the funds still support consumer protection efforts.
What’s Next for Cash App and Block, Inc.?
From a corporate perspective, Block, Inc. isn’t going broke over this settlement. But this type of lawsuit sends a message — consumers care about privacy, and courts are starting to side with the public.
Block now faces pressure to:
- Audit its marketing practices
- Reinforce user consent processes
- Ensure transparency in data usage
Expect similar scrutiny across other fintech and peer-to-peer payment platforms.
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